Veterans' Day Salute
By Jossie Flor Sapunar on 11/10/2014 @ 05:31 PM
Ernest Eguia, Former LULAC Member in Houston, Texas
By Stephen Stetson
Ernest Eguia spent a lifetime on the cutting edge. Rising above the crippling poverty of the Great Depression, Eguia was at the forefront of the Allied Invasion of Normandy during World War II and was also on the frontlines of the Civil Rights Movement, pioneering the movement for Latino integration in the Houston area after the war.
Few people who knew Eguia as a salesman would have known about his incredible journey from Lockhart, Texas, his heroics during the Second World War or his leading role in the Houston Council of the League of United Latin American Citizens (LULAC). His story spans decades and details a trans-continental struggle for freedom.
Born Nov. 7, 1919, to Narciso Eguia and Maria Lara Eguia, Eguia is the oldest of six children. The family moved to Houston shortly after his birth during the Depression. Narciso worked as a railroad pipefitter for Southern Pacific, but the Eguias still struggled to make ends meet.
Like many young men in that era, Eguia began contributing to the family at an early age, bringing home food from the farmers market and helping his siblings gather toys when no money was available. He shined shoes at a barber shop and hawked newspapers at the corner of Washington and Houston Avenues, demonstrating the industriousness and dedication that would follow him through the remainder of his life.
Although Eguia excelled in the classroom, he dropped out of Sam Houston High School after the 10th grade and got a job in a menswear store, Buck's Dry Goods, where he made connections that would profit him after his return from the war. In October of 1941, he was drafted.
Eguia was shipped to Fort Sam Houston in San Antonio and then moved to Camp Roberts in California for basic training.
After basic training, Eguia received specific artillery training at Fort Lewis in Washington. There, he focused on coastal defense. The United States, in the wake of the Japanese attack on Pearl Harbor, claimed to fear an assault on the country's west coast, even though it would have been difficult for the Japanese fleet to extend a sustained naval power projection over such a distance.
Specializing in 155-millimeter guns, Eguia got trained to be a forward observer for artillery. Scanning the surrounding area, he acted as a lookout for artillery cannons, calculated trajectories and surveyed for potential targets. Later, from January through September of 1944, he was stationed near Santa Barbara, Calif., with the 144th Field Artillery Battalion of the VII Corp, 1st Army.
After a stint of training in the Mojave Desert, Eguia was shipped across the ocean. There, he was part of the invasion of Europe at Normandy in France on June 11, 1944. After witnessing some of the most brutal fighting on the face of the European continent, the Allies managed to drive the German military backwards through France.
Eguia remained in occupied Germany after Berlin fell and helped to promote the restoration of German society. By encouraging the rebuilding of German infrastructure and performing various logistical duties, the Americans were able to withdraw from Europe at the end of the war.
"I thought that coming back to Texas, things would have changed," Eguia said, referring to race relations.
But within a week after his return, as he drove on a Houston street with some friends, a police car swerved in front of their car. Eguia yelled at the police car and the officers stopped their vehicle, guns drawn.
"I asked, 'What's going on? We didn't do anything; they had to pull their guns,'" Eguia said. "I was the one talking the most, and they took me to the police station."
Eguia recalls the arresting officer referring to him as "a smart boy,” and saying, “He's a smart Mexican." "And I said, 'I see things haven't changed since I left here four years ago,' he recalled, "And the sergeant heard that, he said, 'You been in the Army four years?' I said, 'Four years.'"
The sergeant released Eguia.
In 1945, he took a job with Warren Petroleum Company. Warren had been founded in 1922 and eventually was purchased by Gulf Oil. Eguia applied his military skills in a civilian capacity. The same techniques that once shelled German positions in the French countryside were used to build a pipeline across Texas from Huffman to Galveston, crossing through some of the most densely packed pipeline areas in the country. After leaving Warren, Eguia eventually took a job with his pre-wartime employers at Buck's Dry Goods. Eventually focused on men's clothing, he built a solid career at Buck's.
But Eguia’s days as a clothing salesman and store manager only tell a small part of his post-war life. Defying the defense-industry led paranoia about Communism, Eguia joined LULAC. Despite a concerted effort by the military to demonize collective mass movements, he was prompted to join LULAC after hearing the story of Macario Garcia, who received a Medal of Honor, but because he was a Mexican American, was denied service at a hamburger joint. Eguia says he wanted to put an end to some of the anti-Latino racism in Texas at the time, and LULAC was one of several organizations created to gain equal treatment for Hispanics.
Spearheading projects to integrate Latinos into various levels of Houston city government, Eguia's LULAC Council was part of a larger renascence of Hispanic activism. The high number of Latinos in Texas made the Houston Council of LULAC one of the nation's most prominent.
Holding several posts in the Houston Council, as well as at the national level, Eguia and LULAC were involved in getting Houston to integrate its police and fire departments. At the time of his interview, Eguia continued to participate in LULAC events and lived in Houston with his wife. They have four children, all of whom attended college and all received business-related degrees. Eguia also remained committed to preserving the memories of WWII and veterans' issues, staying active in the Veterans of Foreign Wars and the American Legion.
Mr. Eguia was interviewed in Houston, Texas, on February 3, 2001, by Claudia Garcia.
Today, the Ernest Eguia Scholarship Fund awards educational financial assistance to deserving college students of Latin American descent who demonstrates a thirst for knowledge, a dedication to completing their education, a willingness to encourage other Latin American students to continue to pursue higher education, and a financial need to complete their studies.
The Journey to Embolden Future Latinas for Public Office
By Jossie Flor Sapunar on 04/23/2014 @ 11:10 AM
Underrepresentation of Latinas in Office Urges Launch of Latinas Represent
25,000,000 Latinas live in the United States. Of the 8,236 seats in state and national political office, only 109 are held by Latinas. There are only nine Latinas in Congress, and three in statewide executive office. There has never been a Latina senator.
Women’s political representation in this country has long lagged behind that of men. Even with women’s representation in Congress at an all-time high, the U.S. House of Representatives has only 79 women of 435 members; the Senate, 20 women of 100 members. This is far from equal, given that women make up 50% of the nation’s population and more than half of regular voters. While progress is being made, with more and more women running for and winning higher office, LULAC is keenly aware that more must break through. As members of the National Hispanic Leadership Agenda, we urge you to support the Latinas Represent campaign at www.LatinasRepresent.org.
By: Leticia Van de Putte, Texas State Senator
For more than 85 years, LULAC has dedicated itself to building a better America for Latinos across the country, to helping us fulfill la promesa – the promise of the American dream.
We turn to LULAC because LULAC fights for us. They led the historic movement to desegregate schools so that we could be educated as equals. They fought for our right to be represented in the census, to be counted, to say with one voice, “estamos presente.”
We have come a long way. But we know la promesa is still not within the grasp of so many in our community. Those who live in the shadows and fear being torn from their families, or who cannot access quality public schools and find college beyond their financial means. The millions in my home state of Texas and across the country who know that one illness could bankrupt their family. And our sisters, the Latinas across the country, who still only earn 54 cents for every dollar a man makes.
In so many of our homes, it is women who are at the decision-making table. And they know firsthand that making 54 cents on the dollar doesn’t mean that groceries, or gas, or tuition is 46 cents cheaper. But that perspective is missing from elected office – the decision-making tables that affect not just one family, but all our families.
As a sixth generation Tejana, mother, and grandmother, I understand the struggles our community has faced, and continues to face. That’s why I have worked every single day to be a voice for Texas families in the State Senate, and why I am running for Lieutenant Governor. But I am one of only 97 Latina state legislators currently serving in office nationwide. There are only nine Latinas in Congress, and three in statewide executive office. And there has never been a Latina elected to the United States Senate.
Latinas have shaped the nation for generations. We have served in the military and led civil rights movements. We do not suffer from a shortage of patriotism or leadership. But we are still missing from the halls of power.
If we want laws that work for all of us, then everyone needs a voice and a seat at the table. If we are to make la promesa a reality, we must fulfill nuestra promesa – our potential, to lead.
We can start by supporting fantastic Latina candidates who are already running for office – women like Lucy Flores in Nevada; Nellie Gorbea in Rhode Island; and Amanda Renteria, Norma Torres, and Eloise Gomez Reyes in California.
But the real work begins at home. We must look to our schools and churches, and to our mothers, sisters, and friends, to find leaders who just haven’t been asked to run yet. These are the Latinas who are already shaping our lives and inspiring us, who may have never realized their experience qualifies them to run.
I was one of those Latinas. Twenty-three years ago I sat at our kitchen table and vented to my husband that the candidates running for my neighborhood’s House seat weren’t talking about the issues important to our community, and he replied, “Well then, why don’t you run?” The light bulb came on over my head – the qualified candidate had been me all along, but I didn’t realize it until asked. But now we don’t have to hope that our family or friends will ask the right questions. Today we also have organizations like Latinas Represent that actively seek female candidates and give them the tools they need to run for office and win.
I know that we can achieve progress if we elect leaders who share our values and understand where we come from – leaders who believe in their power to do good, and who are inspired by love for our country and its citizens. This is our call to action. This is how we finally make la promesa a reality.
Leticia Van de Putte is a Texas State Senator, and candidate for Lieutenant Governor. You can learn more about her at www.leticiavandeputte.com, on Twitter at @leticiavdp or at facebook.com/leticiavandeputte. To learn more about running for office, visit www.latinasrepresent.org.
FAQ: What are the Penalties for Not Getting Insurance?
By Jossie Flor Sapunar on 03/27/2014 @ 11:00 AM
This article was originally featured on the Kaiser Family Foundation webpage on March 24, 2014. Read the original blog here.
By: Michelle Andrews
If you're uninsured, now's the time to buy a plan. March 31 is the end of the annual open enrollment period when people who don’t have coverage through their employers can sign up on or off their state’s marketplace. With limited exceptions, people who miss this enrollment window will be unable to sign up for health insurance until next fall for coverage that starts in January 2015. In addition to being uninsured, you will face a penalty for not having coverage. The fine may be bigger than you expect. Here are the details:
Is everyone required to have health insurance this year or pay a fine?
This year, most people who can afford to buy health insurance but don’t do so will face a penalty, sometimes called a "shared responsibility payment." The requirement to have health insurance applies to adults and children alike, but there are exceptions for certain groups of people and those who are experiencing financial hardship.
What kind of insurance satisfies the requirement to have coverage?
Most plans that provide comprehensive coverage count as "minimum essential coverage." That includes job-based insurance and plans purchased on the individual market, either on or off the exchange. Most Medicaid plans and Medicare Part A, which covers hospital benefits, count as well, as do most types of Tricare military coverage and some Veterans Administration coverage.
Insurance that provides limited benefits generally doesn’t qualify, including standalone vision and dental plans or plans that only pay in the event someone has an accident or gets cancer or another specified illness.
If I don’t have health insurance, how much will I owe?
In 2014, the penalty is the greater of a flat $95 per adult and $47.50 per child under age 18, up to a maximum of $285 per family, or 1 percent of your family’s modified adjusted gross income that is over the threshold the requires you to file a tax return. That threshold is $10,150 for an individual, $13,050 for a head of household and $20,300 for a married couple filing jointly.
Next year the penalty increases to $325 per adult or 2 percent of income, and in 2016 it will be the greater of $695 or 2.5 percent of income.
The $95 penalty has gotten a lot of press, but many people will be paying substantially more than that. A single person earning more than $19,650 would not qualify for the $95 penalty ($19,650 - $10,150 = $9,500 x 1% = $95). So the 1 percent penalty is the standard that will apply in most cases, say experts. For example, for a single person whose MAGI is $35,000, the penalty would be $249 ($35,000 - $10,150 = $24,850 x 1% = $249).
The penalty is capped at the national average price for a bronze plan, or about $9,800, says Brian Haile, senior vice president for health policy at Jackson Hewitt Tax Service. The vast majority of taxpayers’ incomes aren’t high enough to be affected by the penalty cap, he says.
Many more people will be able to avoid the penalty altogether because their income is below the filing threshold.
Are there any special circumstances that allow me to get insurance outside the annual open enrollment period?
Yes. If you have a change in your life circumstances such as getting married, adopting a child or losing your job and your health insurance, it may trigger a special enrollment period when you can sign up for or change coverage and avoid paying a fine. In addition, if your income is low and meets guidelines in the law, you can generally sign up for your state’s Medicaid or CHIP program at any time.
I’m uninsured and signed up on the exchange in March for a plan that starts May 1. Will I owe a penalty for the first four months of the year?
No. In October, the Department of Health and Human Services released guidance saying that anyone who signs up for coverage by the end of the open enrollment period on March 31 will not owe a fine for the months prior to the start of coverage.
What if I have a gap in coverage this year after open enrollment ends? Will I have to pay a fine?
It depends. If the gap in coverage is less than three consecutive months, you can avoid owing a penalty. Subsequent coverage gaps during the year, however, could trigger a fine.
If you have coverage for even one day during a month, it counts as coverage for that month. The penalty, if there is one, would be calculated in monthly increments.
Are parents responsible for paying the penalty if their kids don’t have coverage?
They may be. If you claim a child as a dependent on your tax return, you’ll be on the hook for the penalty if the child doesn’t have insurance. In cases where parents are divorced, the parent who claims the child as a tax dependent would be responsible for the penalty.
Who’s exempt from the requirement to have insurance?
The list of possible exemptions is a long one. You may be eligible for an exemption if:
- Your income is below the federal income tax filing threshold (see above).
- The lowest priced available plan costs more than 8 percent of your income.
- Your income is less than 138 percent of the federal poverty level (currently $15,856 for an individual) and your state did not expand Medicaid coverage to adults at this income level as permitted under the health law.
- You experienced one of several hardships, including eviction, bankruptcy or domestic violence.
- Your individual insurance plan was cancelled and you consider plans on the marketplace are unaffordable.
- You are a member of an Indian tribe, health care sharing ministry or a religious group that objects to insurance.
- You are in jail.
- You are an immigrant who is not in the country legally.
When should I claim or file for an exemption?
There’s no one-size-fits-all answer. You can claim some of the exemptions when you file your tax return in 2015, but for others, you will have to complete an exemption application available at healthcare.gov.
If you believe you may be eligible for an exemption for financial reasons, experts recommend filling out the paperwork now, if possible, based on your current income and other information. That way, if your circumstances change later in the year -- if your income goes up, for example, and you no longer qualify for an exemption based on plan affordability -- having a certificate of exemption should enable you to avoid owing the penalty. In addition, losing a hardship exemption triggers a special enrollment period to buy a plan outside the annual open enrollment period, but only if you have a hardship exemption in hand.
“From a consumer perspective, even though it’s kind of a burden to go through the process, it makes sense to get the hardship exemption certificate, to be safe,” says Judith Solomon, vice president for health policy at the Center on Budget and Policy Priorities.
Are U.S. citizens living overseas subject to the penalty for not having insurance?
If you live abroad for at least 330 days during a 12-month period, you aren’t required to have coverage in the States.
What happens if I don’t pay the penalty?
The IRS may offset your income tax refund to collect the penalty, but that’s about it. Unlike other situations where the tax agency can garnish wages or file liens to collect unpaid taxes, the health law prohibits these activities in cases where people don’t pay the penalty for not having insurance.
Spanish-language insurance site to launch this weekend
By Jossie Flor Sapunar on 12/11/2013 @ 02:00 PM
This article was originally featured on the Washington Post on Friday, December 6, at 5:24 PM EST.
The Affordable Care Act will help make health insurance coverage more affordable and accessible for millions of Americans. For Latinos, the law will address inequities and increase access to quality, affordable health coverage, invest in prevention and wellness, and give individuals and families more control over their care.
As a the preeminent defender of the civil rights of the Latino community in the US, LULAC is committed to addressing health inequities among vulnerable communities, especially among Hispanics. We are delighted to join HHS in your Champion for Coverage initiative and lend our voice to this cause. Visit our Champion for Coverage page to learn more.Read the original blog here.
LULAC on the Washington Post
The Spanish-language version of the federal government’s online health insurance marketplace will go live Friday evening, Obama administration officials said, in what they hoped would be a quiet rollout aimed at working out any bugs before the site is promoted more widely.
The site, CuidadoDeSalud.gov, will allow people to enroll in health insurance electronically in Spanish. Up until now, Spanish-speakers had to find someone who knew English to assist, or fill out a print application.
A fully functional Spanish-language Web site was supposed to launch alongside HealthCare.gov, the main site, on Oct. 1. But officials delayed the rollout as they tended to technical difficulties on the main online portal.
This weekend, several Hispanic advocacy groups will try out the site as part of a “soft launch” aimed at opening it up to a limited group initially. The administration is hoping to get feedback about the design and figure out whether there are any bugs before it is opened up to a larger number of users.
It will then be promoted more widely, particularly in January, when the administration plans to ramp up efforts to reach and enroll Spanish-speakers.
“We think it’s important to work closely with key stakeholders in this effort and get their feedback to improve the experience,” Joanne Peters, a spokeswoman for the Department of Health and Human Services, said in a statement.
The site is central to the administration’s push to enroll millions of Hispanics, whose participation is viewed as critical to the health law’s success because so many lack insurance. Of the 10.2 million uninsured Latinos who are eligible to get coverage through the marketplaces, about 3.7 million rely on Spanish, officials said. The site has been up since the summer, but its function has been largely informational.
One of the groups planning to test-drive the site is the League of United Latin American Citizens, an advocacy group. Staff members will try to use it this weekend, followed by a small group of consumers in various locations around the Midwest next weekend.
“We have been waiting for the Spanish language tool for a while,” said Liliana Ranon, LULAC’s director of policy and legislation. “We’re hoping with the launch of the Spanish Web site, we’ll have more energy going into the enrollment process,” particularly as the Dec. 23 deadline approaches for people to get health insurance starting Jan. 1.
Some experts have said some of HealthCare.gov’s widely publicized problems could have been headed off if had been launched in a more limited fashion, which would have reduced the crush of Web traffic that contributed to the marketplace’s initial failures.